Time to tighten that bloody belt

Thank goodness the holidays are done and dusted! Yes, the season is all lovey-dovey, happy and festive, but all that sentimentality comes with a colossal price – a large, gaping hole in your wallet. If you didn’t feel that money pinch over that period it is because of one, two or all of the following:

1. You have no money to begin with.

2. Nobody gives a rat’s ass about you.

3. You don’t give a rat’s ass about anybody else.

4. You are not human.

Okay, that list was an exaggeration.

The point is, if you are like the rest of us in society, the several weeks after the holidays are over are crucial to our budget. The first quarter of the year is usually reserved for keeping expenditures to a minimum, allowing us to make up for all the money spent for gifts and parties, in order for us to get ready for another season of spending – the summer holidays.

I heard you. It’s a vicious cycle.

To save money, we usually cut back spending on luxury items, buy things on sale, look for good shopping deals, use coupons at savings.com, cancel some unnecessary subscriptions, etc.

What do I do to save? I cut back on my “entertainment” spending (i.e. expensive dinners, spa trips, etc.) and stay at home most of the week. Books are friends.